Protected-Insurance Services

An independent agent  who specializes in life insurance can help you learn about the various life insurance plans and provide all of the answers to your questions. Independent agents advocate for you, not for the life insurance carrier. This means they are dedicated to helping you make the best possible decision for your needs. You will have the opportunity to review various life insurance premiums and make an informed choice.


Protected Insurance Services has well over 35 years of financial-planning experience.

We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations. As independent brokers, we are able to offer our clients over 30 companies and the best mix of products, savings and pricing.

We are proud that so many of our clients have repeatedly turned to us for guidance and assistance with their financial futures, and we work hard to earn their loyalty every day.

Why Independent Agents ?

About Ted Brown

Protect what is most important

The most obvious reason why someone should invest in life insurance is the fact that it can replace your income if you die before your dependents. You may want your children to go to college and your family to enjoy a certain kind of lifestyle. Life insurance is the only product that creates cash when it is needed most.

Ted started his career in the life insurance industry in 1978 in San Jose with Fidelity Mutual Life. He has held many positions including management and personal production.

He currently has over 3000 active clients representing over $2.5 Billion of life insurance in-force, and is proud of the fact that over 93% of the clients he has worked with, still call him their planner for life.

There are many factors that go into the decision to get life insurance including the appropriate product, amount of coverage, health considerations and price. Ted helps to educate his clients so that they can make informed decisions based on their situations. Then as an independent broker he shops for the best products to meet his client’s needs.